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September 22 2004
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Read This or Risk Losing Your Money or Identity Online

 

Since early 2003, the Internet and its users have suffered through viruses and other infectious programs. Hackers are hijacking millions of personal computers to use them to do this dirty work or to get vital information -- like bank account and social security numbers.

As millions of Americans buy new personal computers (PC) and use high-speed connections to get more done, the more information Internet criminals can access. The easiest targets are home-users, students and small business owners.

Computer VooDoo

The new strategy for cybercrooks is to tap into a machine and use it to send spam or commit more serious offenses.

While the attacks on PCs used to be a mere nuisance and done for bragging rights, today's cybercrook is out get real money. It seems that these malicious programs enlist an army of zombie PCs. The hackers then sell access to zombie networks to spammers, blackmailers and identity thieves who orchestrate fraudulent for-profit schemes.

According to some experts, in mid-2004, spam made up 94.5 percent of e-mail traffic, nearly double from a year before. In fact, about 40 percent of spam may come from zombie networks.

Phishing for Finances

Phishing scams are more costly ventures. Hackers send an e-mail message directly to a consumer. It usually links the users to a Web page that tricks them into surrendering personal information.

These trick pages mimic the look and feel of authentic pages. They usually look like data request forms and may tell the user updated information is needed to rectify a denial of service, security check, account problem or other issue. A separate zombie, usually a more powerful PC, often in a remote country, serves up the counterfeit Web page. Another zombie stores the stolen information.

Often, to remain undetected, cybercrooks withdraw only a few dollars, or even cents, at a time.

Experts estimate millions of dollars are being taken from online banking accounts, which are becoming more popular.

What the Government and Consumers are Doing

Hackers quickly sell stolen account information on Web sites. Buyers may access bank account or use credit card numbers to make illegal purchases.

Until recently, little has been done to stop such attacks, which experts say have increased by 10 times in less than a year. Consumers remain seduced by the Internet's convenience, and e-commerce is becoming more popular with more types of people.

USA Today September 8, 2004



Dr. Mercola Dr. Mercola's Comments:

This is an important article to read if you value your privacy.

Because I was aware of the new Internet scam called "phishing," I was able to avoid getting scammed last week when I received what appeared to be a regular e-mail from Amazon. I do lots of business with Amazon and order something nearly every week from them. The e-mail looked exactly like the ones I get from them. The phony message told me my account was frozen due to a security glitch and that I needed to click on a link and complete a form.

I was just about to do that when I remembered the new Internet scam, so I called Amazon first and sure enough this was an evil e-mail that was designed to steal all my credit card information and possibly my identity.

So please, please be careful out there folks. This article describes some of the details of how these criminals are able to pull this off. But the bottom line is NEVER, NEVER, NEVER type in your password and login online in response to an e-mail, even if it seems to be from your most trusted vendor. ALWAYS call them first to confirm if the e-mail is legitimate, as it probably isn't. Virtually any reputable online business will not ask for this information through e-mail.

Other helpful tips:

Be careful out there folks, there are many criminals ready and eager to steal your money and ID.

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