How Your Insurer May Be Ripping You Off
July 16, 2009
According to a report released yesterday by the staff of the Senate Commerce Committee, health insurers have forced consumers to pay billions of dollars in medical bills that the insurers themselves should have paid.
The report comes at a time when many U.S. politicians are seeking to offer a public alternative to private health plans as part of broad health-care reform legislation. Health insurers are doing everything they can to block the public option.
At a committee hearing yesterday, three health-care specialists testified that insurers go to great lengths to avoid responsibility for sick people, use deliberately incomprehensible documents to mislead consumers about their benefits, and sell "junk" policies that do not cover needed care.